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dc.contributor.authorThiong’o, Paul Kiama
dc.contributor.authorKilungu, Matata
dc.contributor.authorKamau, Charles Guandaru
dc.date.accessioned2024-02-19T12:20:57Z
dc.date.available2024-02-19T12:20:57Z
dc.date.issued2024
dc.identifier.citationThiong’o, P. K., Matata, D. K., & Kamau, D. C. G. (2024). Loan Portfolio Growth and Financial Performance of Commercial banks in Kenya.en_US
dc.identifier.issn2959-9121
dc.identifier.urihttp://ir.tum.ac.ke/handle/123456789/17408
dc.descriptionDOI: 10.59413/eafj/v3.i1.2en_US
dc.description.abstractLoans comprise the single largest asset for commercial banks. To grow the bank's assets, bank managers focus on increasing the number of loans granted by the bank. The general objective of this study was to evaluate the effect of growth in loan portfolios on the financial performance of commercial banks in Kenya. The study used a regression research design. The population of interest consisted of the 44 commercial banks in Kenya. A sample of 31 commercial banks was selected. The study covered a five-year period, from 2011 to 2015. Multiple-linear regression was also used in the analysis. The study found that growth in loan portfolios had a negative effect on the financial performance of commercial banks in Kenya. The effect of loan growth on the financial performance of commercial banks in subsequent years was found to be adverse. This study found that the quality of bank assets had a positive effect on the financial performance of commercial banks in Kenya. However, the effect of liquidity management was not significant. The study found that capital adequacy had a positive effect on the financial performance of commercial banks. The effect of capital adequacy was significant. The study concluded that growth in a bank’s loan portfolio had a negative and significant effect on the financial performance of commercial banks. The study recommended that commercial banks should strategically execute their loan portfolio growth strategies so as to minimize the problem of loan losses in subsequent yearsen_US
dc.description.sponsorshipTECHNICAL UNIVERSITY OF MOMBASAen_US
dc.language.isoenen_US
dc.subjectLoan Portfolioen_US
dc.subjectCapital adequacyen_US
dc.subjectliquidity managementen_US
dc.subjectBank assetsen_US
dc.subjectFinancial Performanceen_US
dc.titleLoan Portfolio Growth and Financial Performance of Commercial banks in Kenyaen_US
dc.typeArticleen_US


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